Desh Ka Apna Business OS for 6.3Cr+ MSMEs

Billing, inventory, GST and rule-based smart insights - everything in one app. From Kirana stores to Wholesale distributors.

6.3Cr+
MSME Market
23
Indian Languages
bizbharat-pro - AI Business Brain
Built for every type of Indian business
Kirana Stores
Garment Shops
Electronics Dealers
Pharmacies
Restaurants & Dhabas
Wholesale Distributors
Beauty & Wellness
Hardware Stores
Textile Shops
Auto Parts
Kirana Stores
Garment Shops
Electronics Dealers
Pharmacies
Restaurants & Dhabas
Wholesale Distributors
Beauty & Wellness
Hardware Stores
Textile Shops
Auto Parts

Aapka Business OS.

3 core modules - AI Brain, Growth Engine, Financial Moat - plus 3 extended: Data Migration, Business Reports and GST Intelligence.

🧠

AI Business Brain

Smart Profit Doctor with Health Score (🟢🟡🔴), Dead Stock Detector (90+ days without a sale) and Customer Credit Scorer. Processed on our servers; no third-party AI service receives your business data.

Module 1 · The Differentiator
🌐

Growth & Hyper-Local Engine

CGST + SGST or IGST worked out from your state and the customer's state. The whole app in 23 Indian languages, including Assamese, Hindi, Bengali, Tamil, Telugu, Marathi, Gujarati and Punjabi, with real business terms.

Module 2 · The Scale
🛡️

Financial & Credit Moat

A built-in credit score for every customer, from payment regularity, bounced payments and purchase volume, with a suggested credit limit.

Module 3 · The Stickiness
⚔️

Migration Weapon

CSV importer for your sales data. Tally import: coming soon.

Killer Feature · Customer Acquisition
📊

Business Reports

Sales, tax, stock and outstanding reports for today, this month or any date range, with top customers and top products. Download the tables as CSV (opens in Excel) for your CA.

Reporting · Export Ready
📋

GST Intelligence

GSTR-1, GSTR-3B and GSTR-9 data, an HSN summary and a filing calendar with due dates, built from your invoices. Returns are filed by you or your CA on the GST portal.

Tax Engine · Built-in Validation

📊 Monthly Summary SAMPLE

MonthOutput Tax
Sep 2026₹18,450
Aug 2026₹15,200
Jul 2026₹21,000

📅 Filing Calendar SAMPLE

GSTR-1 (Aug)Filed 11 Sep
GSTR-3B (Aug)Filed 18 Sep
GSTR-1 (Sep)Due 11 Oct
GSTR-3B (Sep)Due 20 Oct

🔍 HSN Validator TOOL

🏛️ State-wise Compliance

Same State (Intra)CGST + SGST
Inter StateIGST
Union TerritoryCGST + UTGST
SEZ / ExportZero-rated

⚙️ Auto GSTR Prepare

GSTR-1 & GSTR-3B preparation from your sales data.

See the difference

We didn't just build another accounting app. We built a Business OS that makes Tally, Vyapar, and Zoho look like Excel sheets.

FeatureTally (TallyPrime)VyaparZoho BooksKhatabookBizBharat Pro
Price₹750/month rental (Silver) or ₹22,500 one-time, + GSTMobile app free; Desktop from ₹3,399/year + GSTFree up to ₹25 lakh turnover; paid from ₹749/month (billed yearly)Free appFree plan; paid ₹499 to ₹2,499/month
Mobile accessNo official app; reports in browserAndroid & iOS appAndroid & iOS appAndroid & iOS app✓ Installable web app (PWA) on phone & desktop
Smart insightsStandard reportsReportsZia AI insights (varies by edition)Not listed✓ Rule-based Business Insights
Indian-language UIBangla (Release 5.0)HindiNot listed11+ languages✓ 23 languages
Data migrationNot listedImport from Tally (desktop)Guided Tally importNot listedCSV import; Tally import coming soon
Customer credit scoreNot listedNot listedNot listedNot listed✓ Built-in score from payment history

Only in BizBharat Pro

  • Send invoices from your own WhatsApp for free: one tap opens WhatsApp with the customer's number and a PDF link
  • Scan a supplier bill (photo or PDF) and the purchase entry is made for you
  • The whole app in 23 Indian languages
  • A credit score for every customer, built from their payment history

Last updated: 5 October 2026. Competitor details are as published on their public pages on that date and may have changed since. Prices are per business and exclude GST unless stated. "Not listed" means we could not find the feature on the provider's public pages.

Built for real businesses

From rural kirana stores to urban wholesalers - BizBharat Pro speaks your language and solves your exact pain.

🏪

Kirana Store

⚠ Paper register, no GST compliance
Simple mobile billing + filing-ready GST data (filing is completed by you or your CA on the GST portal). Works on ₹8K phone. Zero learning curve.
👔

Garment Shop

⚠ Excel/Vyapar, no inventory tracking
Full inventory management + rule-based dead stock detection. Know what's not selling before it's too late.
📱

Electronics Dealer

⚠ Tally is complex and costly
Tally migration (coming soon) + rule-based smart insights.
🍛

Restaurant / Dhaba

⚠ No digital record at all
Quick POS billing + daily email report. Digital transformation in 10 minutes.
📦

Wholesale Distributor

⚠ Complex credit management
Customer credit scoring. Payment reminders: coming soon.
6.3Cr+
MSMEs in India
23
Indian Languages in the App
30%
GDP Contribution

Start free. Scale when ready.

No hidden fees. The Free plan needs no card. Paid plans start with a 14-day free trial; Razorpay verifies your payment method at sign-up.

Free
₹0 / forever
For new MSMEs getting started
  • 50 invoices/month
  • PDF download
  • Basic dashboard
  • WhatsApp invoice share (your own WhatsApp)
  • GST return data (not included)
  • Reports (not included)
  • Team members (not included)
Get Started Free
Business
₹999 / month
For established MSMEs
or ₹9,999 / year
  • Unlimited invoices
  • Unlimited products
  • WhatsApp invoice share (your own WhatsApp)
  • GST return data (GSTR-1, GSTR-3B)
  • Reports + CSV export
  • 10 team members
  • Priority support
Go Business
Enterprise
₹2,499 / month
For market leaders
or ₹24,999 / year
  • Everything in Business
  • Unlimited team
  • Dedicated support
Contact Sales

Frequently asked questions

96 answers on GST, invoicing, MSME & BizBharat Pro

GST invoice kya hai?

A GST invoice is a commercial document issued by a registered supplier to show details of taxable supply of goods/services. It must include GSTIN number, place of supply, tax rate, tax amount, and HSN/SAC codes. Proper GST invoicing ensures compliance with tax laws and helps in claiming input tax credit. BizBharat Pro offers free GST invoicing with auto-generated GST-compliant invoices that include all required fields.

GSTR-1 kab file karna hai?

GSTR-1 due dates depend on your filing frequency. Monthly filers (annual turnover above ₹5 crore, or anyone who has not opted into QRMP) must file by the 11th of the following month - July's GSTR-1 is due by 11 August. Quarterly filers under the QRMP scheme (turnover up to ₹5 crore) file by the 13th of the month following the quarter. Due dates can be extended by government notification, so always confirm on the GST portal. Late filing attracts a late fee of ₹50 per day (₹20 per day for nil returns) plus 18% annual interest on unpaid tax. BizBharat Pro tracks all your sales transactions automatically and prepares the data needed for GSTR-1; the return itself is filed on the GST portal.

How to calculate IGST vs CGST?

When goods/services move between states, IGST (Integrated GST) is applied. For intra-state transactions, CGST (Central GST) and SGST (State GST) are applied, each at half the applicable rate. For example, if GST rate is 18%, IGST would be 18% for inter-state, while CGST and SGST would be 9% each for intra-state. BizBharat Pro automatically calculates the correct tax components based on your customer location and saves you from manual calculation errors.

Input tax credit kaise claim kare?

Input Tax Credit (ITC) allows you to claim GST paid on inputs used for taxable supplies. To claim ITC, ensure you have a valid tax invoice, supplier's GSTIN, and payment proof. File GSTR-3B monthly and report eligible ITC.

Small business registration karna jaruri hai?

GST registration thresholds depend on what you supply and where you are based. For suppliers of goods the limit is ₹40 lakh (₹20 lakh in special category states); for service providers it is ₹20 lakh (₹10 lakh in special category states). Below your applicable threshold registration is not mandatory, though voluntary registration helps you claim input tax credit and sell to registered buyers. Some businesses must register regardless of turnover under Section 24 - inter-state suppliers, e-commerce sellers, and persons liable under reverse charge. Once the threshold is crossed, apply within 30 days. BizBharat Pro keeps your turnover, invoices and compliance documents in one place so you know when you are approaching the limit.

GST return filing penalty kya hai?

Late filing attracts a late fee of ₹50 per day (₹20 for nil returns) under Section 47, capped per return by turnover (₹2,000 up to ₹1.5 crore, ₹5,000 up to ₹5 crore, ₹10,000 above). For GSTR-3B, delay beyond due date results in interest at 18% per annum. Regular filing is crucial to avoid these penalties. BizBharat Pro shows your GSTR-1 and GSTR-3B due dates and filing status. Filing deadline reminders are coming soon.

How to create WhatsApp invoice?

To create a WhatsApp invoice, use a tool like BizBharat Pro that allows generating GST-compliant invoices and sending them directly via WhatsApp. Simply create the invoice, add customer details, and use the WhatsApp sharing option. The invoice remains professional and includes all GST details. This method is especially useful for small businesses looking for quick and easy invoicing solutions that customers prefer.

Composition scheme kya hai?

The composition scheme is for small taxpayers with turnover up to ₹1.5 crore (₹75 lakh in special category states, including the North-Eastern states and Himachal Pradesh), allowing them to pay GST at a fixed rate on turnover without claiming input tax credit. The rates are 1% for manufacturers and traders, 5% for restaurants not serving alcohol, and 6% for other service providers - service providers have a separate ₹50 lakh limit under Section 10(2A). Composition dealers file CMP-08 quarterly and GSTR-4 annually, cannot collect GST from customers, and cannot make inter-state outward supplies. BizBharat Pro issues Bills of Supply and prepares CMP-08 and GSTR-4 data for composition dealers; have your CA review it before filing.

Reverse charge mechanism kya hai?

Reverse Charge Mechanism (RCM) requires the recipient to pay GST instead of the supplier. Applicable for specific goods/services like transport, legal services, etc. The recipient must issue a self-invoice and pay tax directly. In BizBharat Pro you can mark a purchase as reverse charge; it then shows in GSTR-3B under 3.1(d) as tax to pay in cash and under 4A(3) as ITC.

Business expenses kaise track kare?

Track business expenses by maintaining proper records of all purchases with GST invoices. Categorize expenses as revenue or capital.

Desh ka apna
Business OS

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